MSME loans of over INR 52,300 cr sanctioned by PSBs under digital credit model

Public sector banks under the digital credit underwriting programmes sanctioned over 3.96 lakh MSME loan applications amounting to over INR 52,300 crore between April 1 and December 31, 2025, the Finance

Ministry said on Monday. The Public Sector Banks (PSBs) had launched the Credit Assessment Model (CAM) based on digital footprints for Micro, Small & Medium Enterprises (MSMEs) in 2025.