India’s UPI hits 228.5 billion transactions in 2025, up 33%: Worldline report

India’s digital payments ecosystem saw remarkable growth in 2025, with the Unified Payments Interface (UPI) handling 228.5 billion transactions—a 33% increase from the previous year—according to a report by Worldline.

The total value of UPI transactions reached Rs 299.74 trillion, reinforcing its status as the primary mode of everyday payments across the country. The report, titled India Digital Payments Report – Year 2025 in Review, highlights a clear shift toward a micro-transaction economy, where digital payments are steadily replacing cash for small-value purchases in areas like local retail, transport, and daily services.