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    ITNewspapersThe Pioneer

    When AI takes over the daily UPI payments

    Binu Mathew
    By Binu MathewSeptember 9, 2026

    India’s UPI revolution may take another leap as AI agents handle small payments for us

    For millions of Indians, paying for something has become almost an unconscious act. Buying vegetables from the neighbourhood vendor, we scan the QR code. Paying the kirana store, we scan the QR code. Taking an auto or an Uber, we pay through UPI. Visiting the chemist, restaurant or even the doctor, we reach for our phone rather than our wallet.

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