{"id":998426,"date":"2026-03-16T08:21:45","date_gmt":"2026-03-16T02:51:45","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=998426"},"modified":"2026-03-16T08:47:28","modified_gmt":"2026-03-16T03:17:28","slug":"upi-vs-the-rs-40-lakh-crore-wall-why-cash-is-still-winning","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/03\/16\/upi-vs-the-rs-40-lakh-crore-wall-why-cash-is-still-winning\/","title":{"rendered":"UPI vs the Rs 40 lakh crore wall: Why cash is still winning"},"content":{"rendered":"<p>Be honest, how much cash do you have in your wallet right now? For many, it\u2019s probably just a few Rs 10 or Rs 20 notes. With the rise of the Unified Payments Interface (UPI), paying for everything, from a chai outside the office to splitting a restaurant bill, can now be done in seconds with a few taps. Yet, cash hasn\u2019t faded away. According to a report by SBI Research, currency in circulation in India hit an all-time high of nearly Rs 40 lakh crore in January 2026, up 11.1% from a year ago.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Be honest, how much cash do you have in your wallet right now? For many, it\u2019s probably just a few Rs 10 or Rs 20 notes. With the rise of the Unified Payments Interface (UPI), paying for everything, from a chai outside the office to splitting a restaurant bill, can now be done in seconds with a few taps. Yet, cash hasn\u2019t faded away. According to a report by SBI Research, currency in circulation in India hit an all-time high of nearly Rs 40 lakh crore in January 2026, up 11.1% from a year ago.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,4,12],"tags":[],"class_list":["post-998426","post","type-post","status-publish","format-standard","hentry","category-it-2-the-financial-express","category-newspapers","category-the-financial-express"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/998426","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=998426"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/998426\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=998426"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=998426"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=998426"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}