{"id":997764,"date":"2026-03-12T08:27:48","date_gmt":"2026-03-12T02:57:48","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=997764"},"modified":"2026-03-12T08:46:15","modified_gmt":"2026-03-12T03:16:15","slug":"paytm-why-npcis-revised-rupay-credit-card-upi-fees-has-zero-impact-on-revenue","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/03\/12\/paytm-why-npcis-revised-rupay-credit-card-upi-fees-has-zero-impact-on-revenue\/","title":{"rendered":"Paytm: Why NPCI\u2019s revised RuPay Credit Card UPI fees has \u2018Zero Impact\u2019 on revenue"},"content":{"rendered":"<p>The share price of One 97 Communications, the company that operates Paytm is under pressure this morning. However, the company, in a circular disclosed that NPCI\u2019s (National Payments Corporation of India) fee revision would have no impact on revenue such as UPI merchant QR revenue. <\/p>\n<p>NPCI revised fees for TPAP (Third Party Application Provider) and Payer PSP (Payment Service Provider) applicable on RuPay Credit Card on UPI transactions. Paytm noted that NPCI\u2019s revision come into effect from April 1, does not have any impact on merchant revenue. \u201cThe circular does not have any impact on merchant MDR (Merchant Discount Rate), as it is priced by the Company for the merchants it acquires,\u201d the company said in its statement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The share price of One 97 Communications, the company that operates Paytm is under pressure this morning. However, the company, in a circular disclosed that NPCI\u2019s (National Payments Corporation of India) fee revision would have no impact on revenue such as UPI merchant QR revenue. NPCI revised fees for TPAP (Third Party Application Provider) and Payer PSP (Payment Service Provider) applicable on RuPay Credit Card on UPI transactions. Paytm noted that NPCI\u2019s revision come into effect from April 1, does not have any impact on merchant revenue. \u201cThe circular does not have any impact on merchant MDR (Merchant Discount Rate), [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,4,12],"tags":[],"class_list":["post-997764","post","type-post","status-publish","format-standard","hentry","category-it-2-the-financial-express","category-newspapers","category-the-financial-express"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/997764","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=997764"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/997764\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=997764"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=997764"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=997764"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}