{"id":996258,"date":"2026-03-04T09:40:48","date_gmt":"2026-03-04T04:10:48","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=996258"},"modified":"2026-03-04T13:22:39","modified_gmt":"2026-03-04T07:52:39","slug":"how-paytm-and-phonepe-are-turning-qr-codes-into-credit-engines","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/03\/04\/how-paytm-and-phonepe-are-turning-qr-codes-into-credit-engines\/","title":{"rendered":"How Paytm and PhonePe are turning QR codes into credit engines"},"content":{"rendered":"<p>At first glance, the small speaker sitting next to a kirana store\u2019s QR code looks like a simple payment alert device. But according to a report by Bank of America Global Research, the \u2018soundbox\u2019 has quietly become a critical monetisation layer in India\u2019s fintech battle, and a gateway to small business lending.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>At first glance, the small speaker sitting next to a kirana store\u2019s QR code looks like a simple payment alert device. But according to a report by Bank of America Global Research, the \u2018soundbox\u2019 has quietly become a critical monetisation layer in India\u2019s fintech battle, and a gateway to small business lending.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,4,12],"tags":[],"class_list":["post-996258","post","type-post","status-publish","format-standard","hentry","category-it-2-the-financial-express","category-newspapers","category-the-financial-express"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/996258","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=996258"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/996258\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=996258"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=996258"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=996258"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}