{"id":988516,"date":"2026-01-29T09:18:23","date_gmt":"2026-01-29T03:48:23","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=988516"},"modified":"2026-01-29T09:48:08","modified_gmt":"2026-01-29T04:18:08","slug":"ipo-bound-phonepe-scales-up-lending-insurance-biz","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/01\/29\/ipo-bound-phonepe-scales-up-lending-insurance-biz\/","title":{"rendered":"IPO-bound PhonePe scales up lending &amp; insurance biz"},"content":{"rendered":"<p>As it prepares for a public listing, fintech major PhonePe is scaling up its lending and insurance distribution businesses to diversify its revenue base. It remains heavily reliant on its payments vertical which contributes about 80% of its top line. <\/p>\n<p>The company is simultaneously reviving its long-running effort to secure a lending licence from the Reserve Bank of India (RBI), after a couple of failed attempts. <\/p>\n<p>Launched in 2020 and 2023, respectively, PhonePe\u2019s insurance and lending verticals have slowly scaled up their share of revenue over the last two years.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As it prepares for a public listing, fintech major PhonePe is scaling up its lending and insurance distribution businesses to diversify its revenue base. It remains heavily reliant on its payments vertical which contributes about 80% of its top line. The company is simultaneously reviving its long-running effort to secure a lending licence from the Reserve Bank of India (RBI), after a couple of failed attempts. Launched in 2020 and 2023, respectively, PhonePe\u2019s insurance and lending verticals have slowly scaled up their share of revenue over the last two years.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,4,12],"tags":[],"class_list":["post-988516","post","type-post","status-publish","format-standard","hentry","category-it-2-the-financial-express","category-newspapers","category-the-financial-express"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/988516","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=988516"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/988516\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=988516"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=988516"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=988516"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}