{"id":977333,"date":"2025-11-29T07:56:15","date_gmt":"2025-11-29T02:26:15","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=977333"},"modified":"2025-11-29T08:08:54","modified_gmt":"2025-11-29T02:38:54","slug":"smartphone-emi-defaults-rise-as-lenders-stop-remote-cell-blocking","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2025\/11\/29\/smartphone-emi-defaults-rise-as-lenders-stop-remote-cell-blocking\/","title":{"rendered":"Smartphone EMI defaults rise as lenders stop remote cell blocking"},"content":{"rendered":"<p>Defaults on consumer durable loans taken to purchase smartphones are increasing every month after the Reserve Bank of India asked non-banking lenders to stay away from remotely blocking devices for which repayments have failed. <\/p>\n<p>\u201cEver since the RBI has clamped down on practices like device blocking for defaulting borrowers, the underlying health of portfolios has started to surface more clearly. We are already seeing a 20% month-on-month rise in delinquencies in the smartphone financing category,\u201d said Ananth Shroff, founder of DPDZero, a Bengaluru-based debt collections startup.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Defaults on consumer durable loans taken to purchase smartphones are increasing every month after the Reserve Bank of India asked non-banking lenders to stay away from remotely blocking devices for which repayments have failed. \u201cEver since the RBI has clamped down on practices like device blocking for defaulting borrowers, the underlying health of portfolios has started to surface more clearly. We are already seeing a 20% month-on-month rise in delinquencies in the smartphone financing category,\u201d said Ananth Shroff, founder of DPDZero, a Bengaluru-based debt collections startup.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[4,60,10],"tags":[],"class_list":["post-977333","post","type-post","status-publish","format-standard","hentry","category-newspapers","category-telecom-the-economic-times","category-the-economic-times"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/977333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=977333"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/977333\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=977333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=977333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=977333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}