{"id":966564,"date":"2025-10-07T11:25:00","date_gmt":"2025-10-07T05:55:00","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=966564"},"modified":"2025-10-07T11:25:00","modified_gmt":"2025-10-07T05:55:00","slug":"rbi-overhauls-digital-payment-security-new-risk-based-authentication-for-safer-transactions-heres-all-you-need-to-know","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2025\/10\/07\/rbi-overhauls-digital-payment-security-new-risk-based-authentication-for-safer-transactions-heres-all-you-need-to-know\/","title":{"rendered":"RBI overhauls digital payment security: New risk-based authentication for safer transactions &#8211; Here&#8217;s all you need to know"},"content":{"rendered":"<p>India&#8217;s digital payments ecosystem is set for a major security overhaul as the Reserve Bank of India (RBI) introduces new authentication guidelines, effective April 2026.<\/p>\n<p>The new framework will require banks to adopt a risk-based model for verifying transactions \u2014 a move aimed at strengthening fraud prevention while keeping the payment experience smooth for users.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India&#8217;s digital payments ecosystem is set for a major security overhaul as the Reserve Bank of India (RBI) introduces new authentication guidelines, effective April 2026. The new framework will require banks to adopt a risk-based model for verifying transactions \u2014 a move aimed at strengthening fraud prevention while keeping the payment experience smooth for users.<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[87,4,11],"tags":[],"class_list":["post-966564","post","type-post","status-publish","format-standard","hentry","category-it-2-the-times-of-india","category-newspapers","category-the-times-of-india"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/966564","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=966564"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/966564\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=966564"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=966564"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=966564"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}