{"id":966241,"date":"2025-10-06T08:31:08","date_gmt":"2025-10-06T03:01:08","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=966241"},"modified":"2025-10-06T08:42:50","modified_gmt":"2025-10-06T03:12:50","slug":"experts-welcome-rbis-digital-payment-authentication-overhaul","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2025\/10\/06\/experts-welcome-rbis-digital-payment-authentication-overhaul\/","title":{"rendered":"Experts welcome RBI\u2019s digital payment authentication overhaul"},"content":{"rendered":"<p>India\u2019s digital payments are set for a security makeover as the Reserve Bank of India\u2019s new digital payment directions, effective from April 2026, will make banks adopt a risk-based model to authenticate transactions. <\/p>\n<p>While maintaining the mandatory two-factor authentication requirement, the framework moves away from a mere one-time password (OTP) approach to a framework that customises checks based on the transaction\u2019s level of risk.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India\u2019s digital payments are set for a security makeover as the Reserve Bank of India\u2019s new digital payment directions, effective from April 2026, will make banks adopt a risk-based model to authenticate transactions. While maintaining the mandatory two-factor authentication requirement, the framework moves away from a mere one-time password (OTP) approach to a framework that customises checks based on the transaction\u2019s level of risk.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[59,4,10],"tags":[],"class_list":["post-966241","post","type-post","status-publish","format-standard","hentry","category-it-2-the-economic-times","category-newspapers","category-the-economic-times"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/966241","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=966241"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/966241\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=966241"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=966241"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=966241"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}