{"id":955425,"date":"2025-08-16T09:39:07","date_gmt":"2025-08-16T04:09:07","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=955425"},"modified":"2025-08-16T12:04:20","modified_gmt":"2025-08-16T06:34:20","slug":"as-regulatory-curbs-seem-to-ease-fintechs-bet-on-festive-spark-in-unsecured-lending-play","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2025\/08\/16\/as-regulatory-curbs-seem-to-ease-fintechs-bet-on-festive-spark-in-unsecured-lending-play\/","title":{"rendered":"As regulatory curbs seem to ease fintechs bet on festive spark in unsecured lending play"},"content":{"rendered":"<p>The digital lending sector is anticipating a turnaround in FY26, after more than a year of a slowdown amid growth pangs, expecting the coming festive season to trigger a revival of the unsecured credit business. <\/p>\n<p>Industry insiders across fintechs like BharatPe, and Paytm, and traditional lenders like Poonawala Fincorp and L&amp;T Finance said the regulatory clampdown on unsecured lending in 2024 and early 2025 is showing signs of ebbing. This is encouraging large banks and non-banking financial companies (NBFCs) who typically co-lend with fintechs to slowly open up to unsecured credit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The digital lending sector is anticipating a turnaround in FY26, after more than a year of a slowdown amid growth pangs, expecting the coming festive season to trigger a revival of the unsecured credit business. Industry insiders across fintechs like BharatPe, and Paytm, and traditional lenders like Poonawala Fincorp and L&amp;T Finance said the regulatory clampdown on unsecured lending in 2024 and early 2025 is showing signs of ebbing. This is encouraging large banks and non-banking financial companies (NBFCs) who typically co-lend with fintechs to slowly open up to unsecured credit.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[59,4,10],"tags":[],"class_list":["post-955425","post","type-post","status-publish","format-standard","hentry","category-it-2-the-economic-times","category-newspapers","category-the-economic-times"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/955425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=955425"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/955425\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=955425"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=955425"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=955425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}