{"id":939618,"date":"2025-06-19T07:47:43","date_gmt":"2025-06-19T02:17:43","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=939618"},"modified":"2025-06-19T08:25:44","modified_gmt":"2025-06-19T02:55:44","slug":"4-in-5-lower-middle-class-indians-now-use-upi-report","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2025\/06\/19\/4-in-5-lower-middle-class-indians-now-use-upi-report\/","title":{"rendered":"4 in 5 lower-middle class Indians now use UPI: Report"},"content":{"rendered":"<p>India\u2019s lower-middle class is embracing digital finance like never before, with UPI usage climbing to 80% in 2025, up from 72% last year, according to Home Credit India\u2019s Great Indian Wallet 2025 report. Online loan applications have reached 50%, now equal to offline channels, and digital retail payments have grown to 51% of all transactions, up from 42% in 2024. Cities like Hyderabad (93%) and Kolkata (87%) lead in UPI adoption, though nearly half of users say they may stop using it if fees are introduced.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India\u2019s lower-middle class is embracing digital finance like never before, with UPI usage climbing to 80% in 2025, up from 72% last year, according to Home Credit India\u2019s Great Indian Wallet 2025 report. Online loan applications have reached 50%, now equal to offline channels, and digital retail payments have grown to 51% of all transactions, up from 42% in 2024. Cities like Hyderabad (93%) and Kolkata (87%) lead in UPI adoption, though nearly half of users say they may stop using it if fees are introduced.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,4,12],"tags":[],"class_list":["post-939618","post","type-post","status-publish","format-standard","hentry","category-it-2-the-financial-express","category-newspapers","category-the-financial-express"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/939618","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=939618"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/939618\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=939618"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=939618"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=939618"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}