{"id":895162,"date":"2025-01-13T09:34:15","date_gmt":"2025-01-13T04:04:15","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=895162"},"modified":"2025-01-13T09:34:15","modified_gmt":"2025-01-13T04:04:15","slug":"how-data-science-is-redefining-lending-for-msmes-in-india","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2025\/01\/13\/how-data-science-is-redefining-lending-for-msmes-in-india\/","title":{"rendered":"How data science is redefining lending for MSMEs in India"},"content":{"rendered":"<p>Micro, small and medium enterprises, or MSMEs have been consistent in driving India\u2019s economic growth and creating millions of jobs. Their contribution is only increasing. Yet, most of these MSMEs face a significant challenge in accessing timely and affordable credit, a hurdle that can stifle their growth and sustenance. While the proliferation of data coupled with advanced technologies has brought in transformative changes in many industries; can data science redefine how NBFCs interact with MSMEs? With a plethora of possible use cases, data science is becoming a transformative force for MSME lending. By leveraging data science capabilities, NBFCs are now addressing the core issues of accessibility, inclusivity, and integrity, making the lending ecosystem more dynamic and customer-centric. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Micro, small and medium enterprises, or MSMEs have been consistent in driving India\u2019s economic growth and creating millions of jobs. Their contribution is only increasing. Yet, most of these MSMEs face a significant challenge in accessing timely and affordable credit, a hurdle that can stifle their growth and sustenance. While the proliferation of data coupled with advanced technologies has brought in transformative changes in many industries; can data science redefine how NBFCs interact with MSMEs? With a plethora of possible use cases, data science is becoming a transformative force for MSME lending. By leveraging data science capabilities, NBFCs are now [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[20,44,4],"tags":[],"class_list":["post-895162","post","type-post","status-publish","format-standard","hentry","category-deccan-herald-newspapers","category-it-2-deccan-herald-newspapers","category-newspapers"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/895162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=895162"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/895162\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=895162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=895162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=895162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}