{"id":1038048,"date":"2026-09-23T10:31:36","date_gmt":"2026-09-23T05:01:36","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1038048"},"modified":"2026-09-23T10:31:36","modified_gmt":"2026-09-23T05:01:36","slug":"charges-framework-dedicated-fund-how-mdr-on-upi-works-for-micro-and-small-merchants-explained","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/09\/23\/charges-framework-dedicated-fund-how-mdr-on-upi-works-for-micro-and-small-merchants-explained\/","title":{"rendered":"Charges, framework, dedicated fund \u2014 How MDR on UPI works for micro and small merchants, explained"},"content":{"rendered":"<p>The National Payments Council of India (NPCI) last week released its fact sheet on the 0.4% merchant discount rate (MDR) imposed on person-to-merchant (P2M) UPI transactions over \u20b92,000, capped at \u20b9300 per transaction for payments of \u20b975,000 and above.<\/p>\n<p>Today, we take a look at the frequent asked questions (FAQs) for small and micro merchants with regards to the MDR on UPI that is set to come into effect from 15 October.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The National Payments Council of India (NPCI) last week released its fact sheet on the 0.4% merchant discount rate (MDR) imposed on person-to-merchant (P2M) UPI transactions over \u20b92,000, capped at \u20b9300 per transaction for payments of \u20b975,000 and above. Today, we take a look at the frequent asked questions (FAQs) for small and micro merchants with regards to the MDR on UPI that is set to come into effect from 15 October.<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[55,13,4],"tags":[],"class_list":["post-1038048","post","type-post","status-publish","format-standard","hentry","category-it-2-live-mint","category-live-mint","category-newspapers"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1038048","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1038048"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1038048\/revisions"}],"predecessor-version":[{"id":1038049,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1038048\/revisions\/1038049"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1038048"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1038048"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1038048"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}