{"id":1037339,"date":"2026-09-21T11:00:31","date_gmt":"2026-09-21T05:30:31","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1037339"},"modified":"2026-09-21T11:00:31","modified_gmt":"2026-09-21T05:30:31","slug":"credit-line-on-upi-from-rupay-cards-to-pre-sanctioned-loans-how-it-works-and-what-users-need-to-know","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/09\/21\/credit-line-on-upi-from-rupay-cards-to-pre-sanctioned-loans-how-it-works-and-what-users-need-to-know\/","title":{"rendered":"Credit line on UPI: From RuPay cards to pre-sanctioned loans\u2014how it works and what users need to know"},"content":{"rendered":"<p>UPI users can use certain pre-sanctioned credit lines as a source of funds, allowing eligible customers to make payments through UPI using borrowed money instead of the balance in their bank account.<\/p>\n<p>However, this is not an entirely new facility. RuPay credit cards can already be linked to UPI for eligible merchant payments, while credit-linked UPI products have also been introduced in the market.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>UPI users can use certain pre-sanctioned credit lines as a source of funds, allowing eligible customers to make payments through UPI using borrowed money instead of the balance in their bank account. However, this is not an entirely new facility. RuPay credit cards can already be linked to UPI for eligible merchant payments, while credit-linked UPI products have also been introduced in the market.<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[55,13,4],"tags":[],"class_list":["post-1037339","post","type-post","status-publish","format-standard","hentry","category-it-2-live-mint","category-live-mint","category-newspapers"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1037339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1037339"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1037339\/revisions"}],"predecessor-version":[{"id":1037340,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1037339\/revisions\/1037340"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1037339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1037339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1037339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}