{"id":1036219,"date":"2026-09-17T09:10:01","date_gmt":"2026-09-17T03:40:01","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1036219"},"modified":"2026-09-17T09:24:57","modified_gmt":"2026-09-17T03:54:57","slug":"small-retailers-push-back-against-mdr","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/09\/17\/small-retailers-push-back-against-mdr\/","title":{"rendered":"Small retailers push back against MDR"},"content":{"rendered":"<p>India\u2019s small retailers fear a squeeze on digital payments just as festive-season commerce gathers pace. The 0.4% merchant discount rate (MDR) on UPI person-to-merchant transactions above Rs 2,000 has prompted trade bodies to warn that the added cost could nudge merchants back towards cash. <\/p>\n<p>Borne by merchants \u2014 consumers are outside its ambit \u2014 the charge is capped at Rs 300 for transactions of Rs 75,000 and above and takes effect October 15.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India\u2019s small retailers fear a squeeze on digital payments just as festive-season commerce gathers pace. The 0.4% merchant discount rate (MDR) on UPI person-to-merchant transactions above Rs 2,000 has prompted trade bodies to warn that the added cost could nudge merchants back towards cash. Borne by merchants \u2014 consumers are outside its ambit \u2014 the charge is capped at Rs 300 for transactions of Rs 75,000 and above and takes effect October 15.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,4,12],"tags":[],"class_list":["post-1036219","post","type-post","status-publish","format-standard","hentry","category-it-2-the-financial-express","category-newspapers","category-the-financial-express"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1036219","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1036219"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1036219\/revisions"}],"predecessor-version":[{"id":1036242,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1036219\/revisions\/1036242"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1036219"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1036219"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1036219"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}