{"id":1036034,"date":"2026-09-16T11:34:12","date_gmt":"2026-09-16T06:04:12","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1036034"},"modified":"2026-09-16T11:34:12","modified_gmt":"2026-09-16T06:04:12","slug":"upi-merchant-charges-begin-october-15-who-pays-who-does-not-and-why-npci-says-the-zero-fee-era-had-to-end","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/09\/16\/upi-merchant-charges-begin-october-15-who-pays-who-does-not-and-why-npci-says-the-zero-fee-era-had-to-end\/","title":{"rendered":"UPI merchant charges begin October 15: Who pays, who does not, and why NPCI says the zero-fee era had to end"},"content":{"rendered":"<p>Merchants accepting UPI payments above \u20b92,000 will pay a fee for the first time from October 15, under a framework cleared by the UPI &amp; services steering committee headed by the National Payments Corporation of India (NPCI), which manages the payments system.<\/p>\n<p>Person-to-person transfers will be exempted from the charge, which has been set at 0.4% of the transaction value, and payments to certain categories will attract a flat \u20b95 fee irrespective of the amount.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merchants accepting UPI payments above \u20b92,000 will pay a fee for the first time from October 15, under a framework cleared by the UPI &amp; services steering committee headed by the National Payments Corporation of India (NPCI), which manages the payments system. Person-to-person transfers will be exempted from the charge, which has been set at 0.4% of the transaction value, and payments to certain categories will attract a flat \u20b95 fee irrespective of the amount.<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15,51,4],"tags":[],"class_list":["post-1036034","post","type-post","status-publish","format-standard","hentry","category-hindustantimes","category-it-2-hindustantimes","category-newspapers"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1036034","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1036034"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1036034\/revisions"}],"predecessor-version":[{"id":1036035,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1036034\/revisions\/1036035"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1036034"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1036034"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1036034"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}