{"id":1035752,"date":"2026-09-16T08:29:31","date_gmt":"2026-09-16T02:59:31","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1035752"},"modified":"2026-09-16T08:30:41","modified_gmt":"2026-09-16T03:00:41","slug":"upi-charges-from-october-15-faqs-on-who-will-pay-0-4-mdr-and-what-consumers-small-vendors-large-merchants-need-to-know","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/09\/16\/upi-charges-from-october-15-faqs-on-who-will-pay-0-4-mdr-and-what-consumers-small-vendors-large-merchants-need-to-know\/","title":{"rendered":"UPI charges from October 15: FAQs on who will pay 0.4% MDR and what consumers, small vendors &amp; large merchants need to know"},"content":{"rendered":"<p>The new UPI framework will continue to keep person-to-person (P2P) transactions free, irrespective of the amount transferred. Payments made to merchants up to Rs 2,000 will also remain free, while a new Merchant Discount Rate (MDR) will apply to specified person-to-merchant (P2M) transactions above Rs 2,000. <\/p>\n<p>According to the FAQ released on September 15, around 96% of P2M transactions will remain unaffected by the new framework. The revised MDR provisions will come into effect from October 15, 2026.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The new UPI framework will continue to keep person-to-person (P2P) transactions free, irrespective of the amount transferred. Payments made to merchants up to Rs 2,000 will also remain free, while a new Merchant Discount Rate (MDR) will apply to specified person-to-merchant (P2M) transactions above Rs 2,000. According to the FAQ released on September 15, around 96% of P2M transactions will remain unaffected by the new framework. The revised MDR provisions will come into effect from October 15, 2026.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[59,4,10],"tags":[],"class_list":["post-1035752","post","type-post","status-publish","format-standard","hentry","category-it-2-the-economic-times","category-newspapers","category-the-economic-times"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1035752","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1035752"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1035752\/revisions"}],"predecessor-version":[{"id":1035753,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1035752\/revisions\/1035753"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1035752"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1035752"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1035752"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}