{"id":1035122,"date":"2026-09-14T09:14:57","date_gmt":"2026-09-14T03:44:57","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1035122"},"modified":"2026-09-14T09:42:33","modified_gmt":"2026-09-14T04:12:33","slug":"sbi-plans-upi-data-tool-to-assess-small-business-creditworthiness","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/09\/14\/sbi-plans-upi-data-tool-to-assess-small-business-creditworthiness\/","title":{"rendered":"SBI plans UPI data tool to assess small business creditworthiness"},"content":{"rendered":"<p>State  Bank of India (SBI) is developing a solution to use UPI data as a proxy to assess a  small business entity\u2019s creditworthiness in the absence of GST registration, a top official said on Friday. <\/p>\n<p>The country\u2019s largest lender is confident of providing end-to-end digital loans within a day for such borrowers, its Managing Director Ashwini Kumar Tewari said here, adding that this will help assuage concerns about such businesses being left outside formal finance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>State Bank of India (SBI) is developing a solution to use UPI data as a proxy to assess a small business entity\u2019s creditworthiness in the absence of GST registration, a top official said on Friday. The country\u2019s largest lender is confident of providing end-to-end digital loans within a day for such borrowers, its Managing Director Ashwini Kumar Tewari said here, adding that this will help assuage concerns about such businesses being left outside formal finance.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[79,4,18],"tags":[],"class_list":["post-1035122","post","type-post","status-publish","format-standard","hentry","category-it-2-the-pioneer","category-newspapers","category-the-pioneer"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1035122","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1035122"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1035122\/revisions"}],"predecessor-version":[{"id":1035151,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1035122\/revisions\/1035151"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1035122"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1035122"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1035122"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}