{"id":1028601,"date":"2026-08-13T09:37:20","date_gmt":"2026-08-13T04:07:20","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1028601"},"modified":"2026-08-13T10:27:20","modified_gmt":"2026-08-13T04:57:20","slug":"sbi-uses-ai-to-underwrite-nearly-rs-1-lakh-cr-in-msme-loans-in-fy26","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/08\/13\/sbi-uses-ai-to-underwrite-nearly-rs-1-lakh-cr-in-msme-loans-in-fy26\/","title":{"rendered":"SBI uses AI to underwrite nearly Rs 1 lakh cr in MSME loans in FY26"},"content":{"rendered":"<p>The country&#8217;s largest lender, State Bank of India (SBI), used artificial intelligence to underwrite nearly Rs 1 lakh crore in MSME loans of up to Rs 5 crore each during 2025-26, a senior bank official said on Wednesday, August 12. <\/p>\n<p>&#8220;In FY26, in 12 months time, we are able to underwrite loans up to Rs 5 crore, both covering the new-to-bank customers, as well as existing customers. Almost Rs 1 lakh crore we were able to underwrite,&#8221; SBI Managing Director Rama Mohan Rao Amara said at the annual FIBAC event here.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The country&#8217;s largest lender, State Bank of India (SBI), used artificial intelligence to underwrite nearly Rs 1 lakh crore in MSME loans of up to Rs 5 crore each during 2025-26, a senior bank official said on Wednesday, August 12. &#8220;In FY26, in 12 months time, we are able to underwrite loans up to Rs 5 crore, both covering the new-to-bank customers, as well as existing customers. Almost Rs 1 lakh crore we were able to underwrite,&#8221; SBI Managing Director Rama Mohan Rao Amara said at the annual FIBAC event here.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[79,4,18],"tags":[],"class_list":["post-1028601","post","type-post","status-publish","format-standard","hentry","category-it-2-the-pioneer","category-newspapers","category-the-pioneer"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1028601","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1028601"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1028601\/revisions"}],"predecessor-version":[{"id":1028612,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1028601\/revisions\/1028612"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1028601"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1028601"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1028601"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}