{"id":1028239,"date":"2026-08-12T08:20:23","date_gmt":"2026-08-12T02:50:23","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1028239"},"modified":"2026-08-12T09:22:13","modified_gmt":"2026-08-12T03:52:13","slug":"ai-new-way-of-running-a-bank-rbi-governor-sanjay-malhotra-outlines-governance-roadmap-flags-7-ai-risks","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/08\/12\/ai-new-way-of-running-a-bank-rbi-governor-sanjay-malhotra-outlines-governance-roadmap-flags-7-ai-risks\/","title":{"rendered":"\u2018AI new way of running a bank\u2019: RBI Governor Sanjay Malhotra outlines governance roadmap, flags 7 AI risks"},"content":{"rendered":"<p>Reserve Bank of India (RBI) Governor Sanjay Malhotra has urged Indian banks to embrace artificial intelligence (AI) as a major tool to transform lending, financial inclusion, customer service, operational efficiency and fraud detection. He also warned that rapid AI adoption must be backed by strong governance, explainability, data privacy, cybersecurity and human oversight. <\/p>\n<p>While speaking at the FIBAC 2026 conference in Mumbai, RBI Governor Malhotra said AI could define the 2020s for Indian banking in the same way liberalisation shaped the 1990s and digitalisation transformed the 2010s.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Reserve Bank of India (RBI) Governor Sanjay Malhotra has urged Indian banks to embrace artificial intelligence (AI) as a major tool to transform lending, financial inclusion, customer service, operational efficiency and fraud detection. He also warned that rapid AI adoption must be backed by strong governance, explainability, data privacy, cybersecurity and human oversight. While speaking at the FIBAC 2026 conference in Mumbai, RBI Governor Malhotra said AI could define the 2020s for Indian banking in the same way liberalisation shaped the 1990s and digitalisation transformed the 2010s.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,4,12],"tags":[],"class_list":["post-1028239","post","type-post","status-publish","format-standard","hentry","category-it-2-the-financial-express","category-newspapers","category-the-financial-express"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1028239","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1028239"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1028239\/revisions"}],"predecessor-version":[{"id":1028275,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1028239\/revisions\/1028275"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1028239"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1028239"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1028239"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}