{"id":1016439,"date":"2026-06-23T10:47:44","date_gmt":"2026-06-23T05:17:44","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1016439"},"modified":"2026-06-23T10:47:44","modified_gmt":"2026-06-23T05:17:44","slug":"how-indias-banks-and-insurers-are-using-ai-to-rewire-risk-revenue-and-the-customer-relationship","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/06\/23\/how-indias-banks-and-insurers-are-using-ai-to-rewire-risk-revenue-and-the-customer-relationship\/","title":{"rendered":"How India&#8217;s Banks and Insurers Are Using AI to Rewire Risk, Revenue, and the Customer Relationship"},"content":{"rendered":"<p>India&#8217;s financial services sector has long been a testing ground for technology-led disruption. From the UPI revolution that made India the world&#8217;s largest real-time payments market to the Jan Dhan-Aadhaar-Mobile stack that brought 500 million people into the formal financial system, the sector has repeatedly demonstrated the capacity for transformative change. The current wave of AI adoption is, by most measures, the most consequential yet.<\/p>\n<p>The India AI in BFSI market was valued at USD 902 million in 2025 and is expected to reach USD 4.38 billion by 2031, growing at a compound annual growth rate of nearly 30 per cent. This is not incremental investment.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India&#8217;s financial services sector has long been a testing ground for technology-led disruption. From the UPI revolution that made India the world&#8217;s largest real-time payments market to the Jan Dhan-Aadhaar-Mobile stack that brought 500 million people into the formal financial system, the sector has repeatedly demonstrated the capacity for transformative change. The current wave of AI adoption is, by most measures, the most consequential yet. The India AI in BFSI market was valued at USD 902 million in 2025 and is expected to reach USD 4.38 billion by 2031, growing at a compound annual growth rate of nearly 30 per [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[87,4,11],"tags":[],"class_list":["post-1016439","post","type-post","status-publish","format-standard","hentry","category-it-2-the-times-of-india","category-newspapers","category-the-times-of-india"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1016439","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1016439"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1016439\/revisions"}],"predecessor-version":[{"id":1016440,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1016439\/revisions\/1016440"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1016439"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1016439"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1016439"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}