{"id":1015510,"date":"2026-06-18T11:44:08","date_gmt":"2026-06-18T06:14:08","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1015510"},"modified":"2026-06-18T11:44:08","modified_gmt":"2026-06-18T06:14:08","slug":"how-fintechs-are-using-ai-to-balance-recovery-efficiency","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/06\/18\/how-fintechs-are-using-ai-to-balance-recovery-efficiency\/","title":{"rendered":"How fintechs are using AI to balance recovery efficiency"},"content":{"rendered":"<p>India&#8217;s digital lending ecosystem has grown at an unprecedented pace over the last few years; 44 mn new to credit borrowers have entered the formal credit system as of February 2026 with access to loans through digital channels. This expansion has been a significant step toward financial inclusion, but it has also brought a new challenge into focus: how do lenders scale recovery operations responsibly as credit volumes increase?<\/p>\n<p>For a long time, collections were viewed primarily as a backend operational function. The objective was simple: recover dues as quickly as possible. But the lending industry has evolved. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>India&#8217;s digital lending ecosystem has grown at an unprecedented pace over the last few years; 44 mn new to credit borrowers have entered the formal credit system as of February 2026 with access to loans through digital channels. This expansion has been a significant step toward financial inclusion, but it has also brought a new challenge into focus: how do lenders scale recovery operations responsibly as credit volumes increase? For a long time, collections were viewed primarily as a backend operational function. The objective was simple: recover dues as quickly as possible. But the lending industry has evolved.<\/p>\n","protected":false},"author":11,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[15,51,4],"tags":[],"class_list":["post-1015510","post","type-post","status-publish","format-standard","hentry","category-hindustantimes","category-it-2-hindustantimes","category-newspapers"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1015510","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1015510"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1015510\/revisions"}],"predecessor-version":[{"id":1015512,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1015510\/revisions\/1015512"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1015510"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1015510"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1015510"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}