{"id":1011104,"date":"2026-05-30T11:14:53","date_gmt":"2026-05-30T05:44:53","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1011104"},"modified":"2026-05-30T11:34:50","modified_gmt":"2026-05-30T06:04:50","slug":"ai-cannot-replace-human-judgment-in-lending-sunil-govindarajan-calls-for-governance-led-ai-adoption-in-financial-services","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/05\/30\/ai-cannot-replace-human-judgment-in-lending-sunil-govindarajan-calls-for-governance-led-ai-adoption-in-financial-services\/","title":{"rendered":"\u201cAI Cannot Replace Human Judgment in Lending\u201d: Sunil Govindarajan Calls for Governance-Led AI Adoption in Financial Services"},"content":{"rendered":"<p>India, 29 May 2026: As financial institutions accelerate AI adoption across underwriting, fraud detection, and credit decision-making, Sunil Govindarajan, CRO\/Director at Optimo Capital, has cautioned against fully autonomous AI-led lending models without human oversight and governance frameworks. Speaking at the CXO Summit &amp; Awards 2026 during a panel discussion on Digital Transformation &amp; AI Integration, Sunil highlighted that while AI can significantly improve operational efficiency and predictive capabilities in lending, financial institutions must prioritise explainability, auditability, and real-time human validation.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India, 29 May 2026: As financial institutions accelerate AI adoption across underwriting, fraud detection, and credit decision-making, Sunil Govindarajan, CRO\/Director at Optimo Capital, has cautioned against fully autonomous AI-led lending models without human oversight and governance frameworks. Speaking at the CXO Summit &amp; Awards 2026 during a panel discussion on Digital Transformation &amp; AI Integration, Sunil highlighted that while AI can significantly improve operational efficiency and predictive capabilities in lending, financial institutions must prioritise explainability, auditability, and real-time human validation.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[91,4,24],"tags":[],"class_list":["post-1011104","post","type-post","status-publish","format-standard","hentry","category-it-2-the-tribune","category-newspapers","category-the-tribune"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1011104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1011104"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1011104\/revisions"}],"predecessor-version":[{"id":1011135,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1011104\/revisions\/1011135"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1011104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1011104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1011104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}