{"id":1007849,"date":"2026-05-13T10:11:49","date_gmt":"2026-05-13T04:41:49","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1007849"},"modified":"2026-05-13T11:59:40","modified_gmt":"2026-05-13T06:29:40","slug":"credit-at-the-tap-the-opportunities-and-risks-of-indias-digital-lending-boom","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/05\/13\/credit-at-the-tap-the-opportunities-and-risks-of-indias-digital-lending-boom\/","title":{"rendered":"Credit at the tap: The opportunities and risks of India\u2019s digital lending boom"},"content":{"rendered":"<p>India\u2019s credit landscape is undergoing a structural transformation. Loans that once required branch visits, paperwork and waiting periods are now increasingly accessed through mobile apps. Digital lending, which provides disbursal of loans through seamless online platforms, has expanded rapidly, powered by smartphone penetration, Aadhaar-based identity systems and real-time payments infrastructure.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>India\u2019s credit landscape is undergoing a structural transformation. Loans that once required branch visits, paperwork and waiting periods are now increasingly accessed through mobile apps. Digital lending, which provides disbursal of loans through seamless online platforms, has expanded rapidly, powered by smartphone penetration, Aadhaar-based identity systems and real-time payments infrastructure.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[59,4,10],"tags":[],"class_list":["post-1007849","post","type-post","status-publish","format-standard","hentry","category-it-2-the-economic-times","category-newspapers","category-the-economic-times"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1007849","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1007849"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1007849\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1007849"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1007849"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1007849"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}