{"id":1004766,"date":"2026-04-25T11:15:30","date_gmt":"2026-04-25T05:45:30","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1004766"},"modified":"2026-04-25T11:30:18","modified_gmt":"2026-04-25T06:00:18","slug":"gold-loan-fintech-companies-build-own-loan-books-as-rbi-tightens-norms","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/04\/25\/gold-loan-fintech-companies-build-own-loan-books-as-rbi-tightens-norms\/","title":{"rendered":"Gold loan fintech companies build own loan books as RBI tightens norms"},"content":{"rendered":"<p>Gold loan fintech startups are shifting focus from loan sourcing and distribution to building their own loan books, as the Reserve Bank of India (RBI) tightens regulations around the sector. <\/p>\n<p>According to multiple senior industry executives, players such as Indiagold and Oro, which have recently secured NBFC licences, are now looking to scale up their own lending businesses. Co-lending partnerships with larger NBFCs and banks are also being explored, they added.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gold loan fintech startups are shifting focus from loan sourcing and distribution to building their own loan books, as the Reserve Bank of India (RBI) tightens regulations around the sector. According to multiple senior industry executives, players such as Indiagold and Oro, which have recently secured NBFC licences, are now looking to scale up their own lending businesses. Co-lending partnerships with larger NBFCs and banks are also being explored, they added.<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[59,4,10],"tags":[],"class_list":["post-1004766","post","type-post","status-publish","format-standard","hentry","category-it-2-the-economic-times","category-newspapers","category-the-economic-times"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1004766","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1004766"}],"version-history":[{"count":1,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1004766\/revisions"}],"predecessor-version":[{"id":1004788,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1004766\/revisions\/1004788"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1004766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1004766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1004766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}