{"id":1004292,"date":"2026-04-22T08:48:52","date_gmt":"2026-04-22T03:18:52","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1004292"},"modified":"2026-04-22T08:52:44","modified_gmt":"2026-04-22T03:22:44","slug":"rbi-eases-e-mandate-rules-rs-15000-cap-for-digital-payments-without-otp","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/04\/22\/rbi-eases-e-mandate-rules-rs-15000-cap-for-digital-payments-without-otp\/","title":{"rendered":"RBI eases e-mandate rules: Rs 15,000 cap for digital payments without OTP"},"content":{"rendered":"<p>The Reserve Bank of India (RBI) on Tuesday issued a consolidated framework for digital payments e-mandates, aimed at simplifying auto-debit systems while strengthening customer protection across UPI, prepaid payment instruments (PPIs), and cards, including both domestic and cross-border transactions. <\/p>\n<p>Under the new guidelines, recurring payments of up to \u20b915,000 will not require a one-time password (OTP). Payments such as insurance premiums, mutual fund subscriptions, and credit card bills between \u20b915,000 and \u20b91 lakh can be processed without additional factor authentication (AFA).<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Reserve Bank of India (RBI) on Tuesday issued a consolidated framework for digital payments e-mandates, aimed at simplifying auto-debit systems while strengthening customer protection across UPI, prepaid payment instruments (PPIs), and cards, including both domestic and cross-border transactions. Under the new guidelines, recurring payments of up to \u20b915,000 will not require a one-time password (OTP). Payments such as insurance premiums, mutual fund subscriptions, and credit card bills between \u20b915,000 and \u20b91 lakh can be processed without additional factor authentication (AFA).<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,4,12],"tags":[],"class_list":["post-1004292","post","type-post","status-publish","format-standard","hentry","category-it-2-the-financial-express","category-newspapers","category-the-financial-express"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1004292","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1004292"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1004292\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1004292"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1004292"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1004292"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}