{"id":1001991,"date":"2026-04-09T08:58:50","date_gmt":"2026-04-09T03:28:50","guid":{"rendered":"https:\/\/telecomlive.in\/web\/?p=1001991"},"modified":"2026-04-09T10:31:20","modified_gmt":"2026-04-09T05:01:20","slug":"credit-on-upi-is-a-game-changer-will-democratise-access-qa-with-baskar-babu-ceo-at-suryoday-small-finance-bank","status":"publish","type":"post","link":"https:\/\/telecomlive.in\/web\/2026\/04\/09\/credit-on-upi-is-a-game-changer-will-democratise-access-qa-with-baskar-babu-ceo-at-suryoday-small-finance-bank\/","title":{"rendered":"\u2018Credit on UPI is a game changer, will democratise access\u2019 Q&amp;A with Baskar Babu, CEO at Suryoday Small Finance Bank"},"content":{"rendered":"<p>With the microfinance (MFI) stress cycle behind, Suryoday Small Finance Bank is shifting to individual underwriting and diversified retail and MSME products. Baskar Babu, MD &amp; CEO, speaking to Mahesh Nayak, said credit on UPI is emerging as a major growth catalyst for the bank, deepening customer relationships and driving scalable new-to-bank acquisition alongside a stable, retail\u2011led deposit strategy. Excerpts:<\/p>\n","protected":false},"excerpt":{"rendered":"<p>With the microfinance (MFI) stress cycle behind, Suryoday Small Finance Bank is shifting to individual underwriting and diversified retail and MSME products. Baskar Babu, MD &amp; CEO, speaking to Mahesh Nayak, said credit on UPI is emerging as a major growth catalyst for the bank, deepening customer relationships and driving scalable new-to-bank acquisition alongside a stable, retail\u2011led deposit strategy. Excerpts:<\/p>\n","protected":false},"author":8,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63,4,12],"tags":[],"class_list":["post-1001991","post","type-post","status-publish","format-standard","hentry","category-it-2-the-financial-express","category-newspapers","category-the-financial-express"],"acf":[],"_links":{"self":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1001991","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/comments?post=1001991"}],"version-history":[{"count":0,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/posts\/1001991\/revisions"}],"wp:attachment":[{"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/media?parent=1001991"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/categories?post=1001991"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/telecomlive.in\/web\/wp-json\/wp\/v2\/tags?post=1001991"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}