Credit Line on UPI: Promise, Pitfalls, and Possibilities

The Indian payments landscape has been dramatically uplifted by UPI, which has become the backbone of instant, seamless payments for millions of citizens. With the introduction of credit lines on UPI, industry watchers are asking if this innovation can mirror UPI’s runaway success or if it faces unique hurdles. While credit line on UPI is one of the most exciting financial offerings, it is debatable if it would reach the scale of UPI. This was the subject of a roundtable discussion organized by Mint in association with Pine Labs.

What is Credit Line on UPI