PhonePe HDFC Bank Ultimo Credit Card offers 10% rewards on utility bills. Details here

In the last few years, some banks have stopped giving any credit card reward points or cashback on utility bill payments. Some banks have even started charging a convenience fee on utility bill payments through credit cards if the amount exceeds a specified limit. However, HDFC Bank and PhonePe have partnered to launch the PhonePe Ultimo Credit Card, which gives a 10% reward rate on utility bill payments.

In this article, we will understand the features and benefits of the PhonePe HDFC Bank Ultimo Credit Card, the reward rate, fees, and whether you should take this card.