86% of UPI transactions below ₹500: How small digital spends can add up to big monthly expenses

Eighty six percent of UPI, person to merchant (P2M), transactions are below ₹500. Over the last decade, slowly but surely, our expenses have gotten invisible.

No longer is it the large, memorable spending that shrinks our bank account balance. Instead, it is the various, fragmented small spends that add up to a big number by the end of the month.