India’s suspected digital fraud rate soars to twice the global average; account logins most vulnerable

Digital fraud continues to grow. In 2025, 7.1% of attempted transactions involving consumers in India were suspected to be digital fraud, almost double the global rate. While account creation remains the highest risk stage in the digital consumer lifecycle globally, digital fraud risk in India is most elevated during account login, according to TransUnion’s ‘Top Fraud Trends Report’.

Globally, account creation remains the highest-risk stage across the digital consumer lifecycle, with 8.3% of those transaction attempts suspected to be fraudulent in 2025.