Tier-2 cities outpace metros in digital credit
Tier-2 cities are ahead of metros in digital credit adoption, a new index has found, even as bigger cities continue to dominate digital payments. The Digital Credit & Inclusion Index (DCII) 2026, unveiled at the Global Fintech Festival here on September 10 by Dr Rajiv Kumar, Chairman, Pahlé India Foundation (PIF), and Vikas Bansal, CEO, Amazon Pay India, showed Tier-2 cities scoring 58.64, against 55.77 for Tier-3 and 53.1 for Tier-1 cities. The trend held across age, gender, income, occupation and education groups.
