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    Digital Credit and Inclusion Index: Borrowers from Tier II cities are driving India’s digital credit story, finds report

    Neha Kumari
    By Neha KumariSeptember 12, 2026

    When it comes to India’s digital credit story, it is the tier 2 cities that are leading the charge, according to findings from the Digital Credit & Inclusion Index (DCII) 2026, conducted by the Pahlé India Foundation and Amazon Pay.

    Tier-2 cities lead digital credit and inclusion in the country, with an average score of 58.64, ahead of Tier-1 and Tier-3 cities, the report added.

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