‘Credit on UPI is a game changer, will democratise access’ Q&A with Baskar Babu, CEO at Suryoday Small Finance Bank
With the microfinance (MFI) stress cycle behind, Suryoday Small Finance Bank is shifting to individual underwriting and diversified retail and MSME products. Baskar Babu, MD & CEO, speaking to Mahesh Nayak, said credit on UPI is emerging as a major growth catalyst for the bank, deepening customer relationships and driving scalable new-to-bank acquisition alongside a stable, retail‑led deposit strategy. Excerpts:
