UPI emerges as dominant payment method among lenders, drives 92% of transactions: Report

UPI has emerged as the dominant payment method among lenders, driving 91.89 per cent of transactions on the platform, far ahead of net banking, IMPS, and debit cards, a report said.

Female lenders deployed an average of Rs 2.5 lakh, more than four times higher than the average amount lent by men, according to the P2P Lending Trends Report 2025 released by LenDenClub, an RBI-registered peer-to-peer (P2P) lending platform.