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    ITNewspapersThe Times of India

    Microsoft Azure powers Shriram Finance’s super app that serves 20 million users across India

    Neha Kumari
    By Neha KumariFebruary 20, 2026

    Shriram Finance has built a cloud-native financial super app on Microsoft Azure—and 63% of its users come from small towns and rural India.

    Called Shriram One, the app consolidates lending, deposits, insurance, and payments into a single interface. Since launching, it has crossed 20 million downloads, with fixed deposit volumes growing more than three-fold—from Rs 80 crore to nearly Rs 300 crore—in just two years.

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