UPI goes dark, bringing India’s digital payments to a sudden halt

On the evening of Tuesday, February 10, India’s widely used digital payment network, the Unified Payments Interface (UPI), suffered a widespread disruption that left many users unable to complete transactions across multiple popular apps. Reports began to emerge on social media platforms and outage trackers showing that payments, fund transfers and QR scans were failing on major UPI-enabled apps such as Google Pay, PhonePe and Paytm, with users encountering “service provider not available” and similar error messages as they tried to pay merchants, transfer money to contacts or complete online orders.

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