UPI sets new record in December: Transactions cross 21.6 billion – Highest ever
Unified Payments Interface (UPI) transactions crossed 21.6 billion in December 2025, the highest monthly volume on record, with transaction value rising to Rs 28 lakh crore, as India’s digital payments ecosystem capped a year in which UPI handled nearly Rs 300 lakh crore of payments, as per data from National Payments Corporation of India (NPCI).
This surge comes against the backdrop of the latest RBI report, which mentioned that over 2,300 ATMS have shut in FY25 as more people are opting for digital payments.
