How separate accounts could protect your savings from digital fraud

Pull out your bank statement: Does it look less like a record of your savings and more like a messy receipt, dotted with transactions ranging from your morning coffee, grocery runs, online subscriptions, and cab fares? You’re not alone.

The convenience of digital payments has led many of us to use our main bank account for all our spending and savings. While it seems easy and convenient, this practice is a risky move that blurs the line between your hard-earned wealth and your daily spending, leaving your entire financial life vulnerable to fraud and overspending.