Why your UPI app may soon restrict balance and account info requests

The corporation that manages the Unified Payments Interface (UPI) has issued fresh operational guidelines for apps to prevent system overloads and improve the reliability of the popular digital finance system.

The guidelines of the National Payments Corporation of India (NPCI) will be effective from August 1, 2025, and are aimed at controlling the volume and frequency of certain high-load API (Application Programming Interface) calls.