UPI apps must get user consent for seeding or porting UPI numbers: NPCI

The National Payments Corporation of India (NPCI) recently released an addendum to its earlier circular NPCI/UPI/OC-115/2021-22, reinforcing guidelines for the implementation of Numeric UPI IDs. The directive – aimed at improving interoperability and user convenience in UPI-based transactions – mandates compliance by all UPI member banks, payment service providers (PSPs), and third-party application providers (TPAPs) before March 31, 2025.