UPI Autopay surges threefold as customers shift from cards to digital

Unified Payments Interface (UPI) Autopay, the recurring payments feature facilitating seamless digital transactions, has witnessed a surge in adoption over the past year, significantly outpacing traditional card-based recurring payments.

Data from the National Payments Corporation of India (NPCI) shows that UPI Autopay transactions surged to 175 million in January 2025, marking a threefold rise from 58 million in January 2024. This sharp increase reflects a growing consumer preference for UPI’s convenience and efficiency over traditional card payments.