UPI transaction limits: Factors influencing maximum transfer amounts

The Unified Payments Interface (UPI) is the backbone of digital transactions in India. The general limit for UPI transactions is set at Rs 1,00,000 per transaction by the National Payments Corporation of India (NPCI). However, not all banks allow their customers to make transactions up to this limit.

UPI transaction limit:

Different banks in the UPI network have their own transaction limits for daily, weekly, and monthly transfers.